注明：應用已經上線，正在和一些已經上架的人探討那些文件是必需的。
自從十九大之后，p2p類應用審核越發嚴格。經常出現好久不能上線，一直被拒的現象。近期我們公司上架一款新的應用就出現了這個問題。開始時，我們不知道缺少什么證件，什么資質。后來在和蘋果電話郵件溝通后也沒有得到具體回復。再又一次重新提交后，終於審核人員回復了具體什么證件。現提供給大家。
原文：
Guideline 5.2.1 - Legal - Intellectual Property
We have started the review of your app, but we are not able to continue because we need additional information about your app.
Next Steps
To help us proceed with the review of your app, please provide the following information. The more information you can provide upfront, the sooner we can complete your review.
1. A copy of your Business License that verifies the authorization from the Internet Loan Information Agency (營業執照，營業范圍證明其是網絡借貸信息中介結構).
2. A copy of your Finance Permit issued from the local finance governing authority (金融許可證).
3. A copy of the Value Added Telecom Business Operation Permit issued by the local Ministry of Information Industry and Technology (從當地工信部獲得的增值電信業務經營許可證).
4. Terms & Conditions for your app and service.
5. In the case of dispute, what resolution mechanism does your app and service offer?
6. What is your responsibility in such case? Is such responsibility stated clearly in the Terms & Conditions?
7. How will the involved parties trace one another?
Additionally, please ensure your app’s Support and Privacy URLs in the metadata direct users to the webpages with appropriate information.
Once you reply to this message in Resolution Center with the requested information, we can proceed with your review.
總結：
1.營業執照，證明有金融方面的資質
2.金融許可證，說明允許辦理金融，但是現在辦不下來，而且大部分公司都沒有
3.增值電信許可證，這個可以辦
4.應該是注冊協議
5.6 可能是免責聲明之類的
7.這個是什么不太清楚，可以找公司的法務問一下。有知道的可以留言謝謝。
注明：應用已經上線，正在和一些已經上架的人探討那些文件是必需的。